Helping YOU realize YOUR Dreams
When you need to make a big purchase, like a home or car YOUR credit determines, the amount you can borrow, the interest rate you pay, and even whether you can get a loan. A poor credit score, whether due to errors on your credit report or past payment problems, can keep you from getting the loan you deserve. 3R Credit Solutions is here to help.
Don’t Take Chances with YOUR Credit
3R Credit Solutions makes rebuilding YOUR credit easy. After evaluating YOUR credit report, 3R Credit Solutions develops a comprehensive plan to contest any inaccurate, incomplete, or outdated information in your credit report. 3R Credit Solutions has the knowledge and experience to deal effectively with credit bureaus so you don’t have to.
We have helped hundreds of clients repair their credit and realize their dreams. Are YOU ready to build a bright future?
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How Credit Rebuilding works
The Federal Fair Credit Reporting Act gives you certain rights in relation to credit bureaus. 3R Credit Solutions works with you to take advantage of these rights to help repair YOUR credit.
You have the right to ask for a credit score. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions you will receive credit score information for free.
You have the right to dispute incomplete or inaccurate information. If you identify incomplete or inaccurate information in your file and report it, the consumer reporting agency must investigate unless your dispute is frivolous.
Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days (except for information that has been verified as accurate). In most cases, the company may not report negative information more than seven years old or bankruptcy more than ten years old.
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